By Ryan Laspina
Senior Specialist, Red Flags and External Reviews at APUS
To be financially literate, you must differentiate between current needs and current wants. A good rule of thumb: If you are buying an item for any reason other than its basic reason for existence, that item is probably a luxury want instead of a basic need.
By Ryan Laspina
Senior Specialist, Red Flags and External Reviews at APUS
College is about experiences and gaining new knowledge, but it culminates with obtaining a degree. Unfortunately, many students start attending a college or university, but do not finish all the requirements for graduation. Graduating takes a lot of internal motivation. These tips can aid you on your path toward graduation.
By Ryan Laspina and Dr. Patricia Campbell
Did you know that April is Financial Literacy Month? The U.S. Senate declared April to be Financial Literacy Month in early 2004 to encourage Americans to develop and maintain healthy financial habits. Here at the university, we strive to provide transparency and tools to help our students make informed financial decisions. Our dedicated Federal Student Aid (FSA) staff is trained in helping students borrow responsibly.
By Ryan Laspina
Senior Specialist, Red Flags and External Reviews at APUS
Even though the school you wish to attend will create a financial aid package of a certain amount for you, it doesn’t mean that it will be the absolute final amount of financial aid you will be able to receive. When you ask for extra financial aid, there are several mistakes you can make. Here are the crucial mistakes you should avoid.
By Ryan Laspina
Senior Specialist, Red Flags and External Reviews at APUS
Responsible borrowing is the key to put yourself in the best possible financial situation after you finish school. Here are the best practices that responsible FSA users utilize.
By Ryan Laspina
Senior Specialist, Red Flags and External Reviews at APUS
Are you struggling to pay back your student loans? Instead of becoming delinquent on your loan payments or falling into loan default, explore the option of obtaining forbearance from your loan servicer. Forbearance is a temporary period of time where you do not need to pay your loan payments or you can pay smaller payments than originally scheduled.
By Ryan Laspina
Senior Specialist, Red Flags and External Reviews at APUS
We all know how serious of an issue mounting student loan debt has become, but students may not know that there are certain ways to earn income that can go directly to paying back school loans. Sure, landing a high-paying job right out of college is ideal, but it is rarely realistic. If you are struggling with loan debt, below are some options that you may not know actually exist.
By Ryan Laspina
Senior Specialist, Red Flags and External Reviews at APUS
Most people think scholarships are only reserved for the best athletes and scholars. In reality, many scholarships wait to be claimed by students from all walks of life. Here are a few tips and some facts about scholarships.
By Ryan Laspina
Senior Specialist, Red Flags and External Reviews at APUS
While VA (GI Bills) and TA benefits are the most common type of financial aid that military members utilize, there are a couple of other less common pay types that aid certain demographics affiliated with the military. These alternative benefits are Military Spouse Career Advancement Accounts (MyCAA) and Vocational Rehabilitation Training (VOCA).