For adults, most bills and expenses are unavoidable. I have come up with these guidelines about a budget and the challenges of financial planning.
By Wisebread.com and Sarah Winfrey
If you've never budgeted before, it can seem like a gargantuan task that only produces something that will make you miserable. And if you consider yourself bad with money or find that you have a difficult time living within your means, budgeting can feel like one more way to fail financially. The key to making your budget into a friend and not a foe is having the right set of skills to make it happen. Here are a few of those.