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Ryan Laspina

How to Set Achievable Financial Goals for a Wealthier 2019

Flipping the calendar to a new year seems to motivate people to set new personal goals for themselves. So why not set some financial goals for 2019?

Balancing Holiday Shopping with Staying on a Budget

There are always ways to get creative when it comes to holiday shopping. Everyone’s budget is unique, so do not feel discouraged.

Know Your FSA and Other Types of Financial Aid Limits

The best way to ensure that you do not reach your financial aid limits is to borrow only the amount of loan funding you truly need for your education.

False Documents Can Result in a Loss of Financial Aid

If you are ever caught with false documents, expect swift legal action, such as the loss of federal grant money or expulsion from school.

Financial Aid Fraud and Its Legal Consequences

The easiest way to avoid committing financial aid fraud is to have good intentions and be honest and accurate in your FSA application(s).

What You Should Do with an FSA Credit Balance Refund

Once you receive your FSA credit balance refund, you are permitted to spend it only on educational needs. It should not be treated like a windfall.

Figure Out FSA Loan Repayments with the Repayment Estimator

StudentLoans.gov has a Repayment Estimator tool on its website where FSA borrowers can examine various repayment options.

Maintain Satisfactory Academic Progress to Keep Your FSA

There are several basic eligibility criteria that you must meet to receive your FSA. Satisfactory Academic Progress (SAP) is a major criterion.